.page-disclaimer {
  --dcr-paper: #F6F7FA;
  --dcr-rule: rgba(8, 26, 58, 0.14);
  --dcr-idx-width: 15rem;
  background: var(--dcr-paper);
  color: var(--graphite);
  font-family: var(--font-body);
  line-height: 1.8;
}

.page-disclaimer .terms-crumb {
  padding-top: 1.1rem;
  padding-bottom: 0.7rem;
}

.page-disclaimer .terms-crumb .breadcrumb {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 0.5rem;
  list-style: none;
  margin: 0;
  padding: 0;
  font-family: var(--font-mono);
  font-size: var(--fs-note);
  letter-spacing: 0.08em;
  color: rgba(29, 38, 53, 0.6);
}

.page-disclaimer .terms-crumb .breadcrumb li {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
}

.page-disclaimer .terms-crumb .breadcrumb li + li::before {
  content: "/";
  color: var(--copper);
}

.page-disclaimer .terms-crumb .breadcrumb a {
  color: var(--indigo-mid);
  text-decoration: none;
  border-bottom: 1px solid transparent;
  transition: border-color var(--dur) var(--ease), color var(--dur) var(--ease);
}

.page-disclaimer .terms-crumb .breadcrumb a:hover,
.page-disclaimer .terms-crumb .breadcrumb a:focus-visible {
  border-bottom-color: var(--copper);
}

.page-disclaimer .terms-cover {
  position: relative;
  overflow: hidden;
  isolation: isolate;
  background: linear-gradient(155deg, var(--indigo) 0%, var(--indigo-mid) 58%, #16406f 100%);
  color: var(--mist);
  clip-path: polygon(0 0, 100% 0, 100% 100%, 0 calc(100% - 2.25rem));
  padding-bottom: 4.75rem;
}

.page-disclaimer .terms-cover__media {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  object-fit: cover;
  opacity: 0.26;
  filter: saturate(0.65);
  z-index: -2;
}

.page-disclaimer .terms-cover__veil {
  position: absolute;
  inset: 0;
  z-index: -1;
  background:
    radial-gradient(circle at 84% 14%, rgba(214, 161, 90, 0.34), transparent 56%),
    radial-gradient(circle at 12% 92%, rgba(30, 158, 122, 0.24), transparent 52%),
    linear-gradient(100deg, rgba(8, 26, 58, 0.94) 28%, rgba(8, 26, 58, 0.5) 82%);
}

.page-disclaimer .terms-cover__body {
  position: relative;
  max-width: 54rem;
  padding-top: clamp(2rem, 5vw, 3.75rem);
}

.page-disclaimer .terms-cover__kicker {
  margin: 0;
  font-family: var(--font-mono);
  font-size: var(--fs-note);
  letter-spacing: 0.3em;
  text-transform: uppercase;
  color: var(--jade);
}

.page-disclaimer .terms-cover__body h1 {
  margin: 0.75rem 0 1.15rem;
  font-family: var(--font-heading);
  font-size: clamp(1.85rem, 1.15rem + 3.4vw, 3.35rem);
  font-weight: 800;
  line-height: 1.08;
  letter-spacing: -0.012em;
  color: #FFFFFF;
}

.page-disclaimer .terms-cover__lead {
  margin: 0;
  max-width: 42rem;
  font-size: var(--fs-body);
  line-height: 1.78;
  color: rgba(245, 247, 251, 0.86);
}

.page-disclaimer .terms-cover__meta {
  display: flex;
  flex-wrap: wrap;
  gap: 0.5rem 1.6rem;
  margin-top: 1.7rem;
  padding-top: 1.1rem;
  border-top: 1px solid rgba(214, 161, 90, 0.32);
  font-family: var(--font-mono);
  font-size: var(--fs-note);
  letter-spacing: 0.08em;
  color: var(--gold-soft);
}

.page-disclaimer .terms-layout {
  display: grid;
  grid-template-columns: minmax(0, 1fr);
  gap: 2.25rem;
  padding-top: 2.75rem;
  padding-bottom: 4rem;
}

.page-disclaimer .terms-index {
  border-left: 2px solid var(--dcr-rule);
  padding-left: 1.1rem;
}

.page-disclaimer .terms-index__title {
  margin: 0 0 0.9rem;
  font-family: var(--font-mono);
  font-size: var(--fs-note);
  letter-spacing: 0.24em;
  text-transform: uppercase;
  color: var(--copper);
}

.page-disclaimer .terms-index__list {
  list-style: none;
  margin: 0;
  padding: 0;
  display: grid;
  gap: 0.1rem;
}

.page-disclaimer .terms-index__list a {
  display: flex;
  align-items: baseline;
  gap: 0.65rem;
  padding: 0.55rem 0 0.55rem 0;
  border-bottom: 1px solid var(--line-light);
  color: var(--graphite);
  font-size: var(--fs-small);
  line-height: 1.45;
  text-decoration: none;
  transition: color var(--dur) var(--ease), padding-left var(--dur) var(--ease);
}

.page-disclaimer .terms-index__list a:hover,
.page-disclaimer .terms-index__list a:focus-visible {
  color: var(--indigo);
  padding-left: 0.4rem;
}

.page-disclaimer .terms-index__list .mono {
  font-family: var(--font-mono);
  font-size: var(--fs-note);
  letter-spacing: 0.1em;
  color: var(--copper);
}

.page-disclaimer .terms-index__back {
  display: none;
  margin-top: 1.2rem;
  font-family: var(--font-mono);
  font-size: var(--fs-note);
  letter-spacing: 0.08em;
  color: var(--copper);
  text-decoration: none;
}

.page-disclaimer .terms-index__back:hover,
.page-disclaimer .terms-index__back:focus-visible {
  color: var(--indigo);
}

.page-disclaimer .clause {
  padding-top: 2rem;
  border-top: 1px solid var(--dcr-rule);
  scroll-margin-top: 6.5rem;
}

.page-disclaimer .clause:first-child {
  padding-top: 0;
  border-top: 0;
}

.page-disclaimer .clause__num {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  margin: 0 0 0.7rem;
  font-family: var(--font-mono);
  font-size: var(--fs-note);
  letter-spacing: 0.24em;
  color: var(--copper);
}

.page-disclaimer .clause__num::after {
  content: "";
  width: 2.75rem;
  height: 1px;
  background: linear-gradient(90deg, var(--copper), transparent);
}

.page-disclaimer .clause h2 {
  margin: 0 0 0.95rem;
  font-family: var(--font-heading);
  font-size: clamp(1.22rem, 1.04rem + 0.9vw, 1.6rem);
  font-weight: 700;
  line-height: 1.3;
  letter-spacing: -0.005em;
  color: var(--indigo);
}

.page-disclaimer .clause p {
  margin: 0 0 1rem;
  font-size: var(--fs-body);
  color: rgba(29, 38, 53, 0.9);
}

.page-disclaimer .clause p:last-child {
  margin-bottom: 0;
}

.page-disclaimer .clause__list {
  list-style: none;
  margin: 0 0 1.2rem;
  padding: 0;
  display: grid;
  gap: 0.6rem;
}

.page-disclaimer .clause__list li {
  position: relative;
  padding-left: 1.45rem;
  font-size: var(--fs-small);
  line-height: 1.75;
  color: rgba(29, 38, 53, 0.88);
}

.page-disclaimer .clause__list li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 0.6em;
  width: 0.55rem;
  height: 0.55rem;
  background: var(--jade);
  clip-path: polygon(0 0, 100% 0, 100% 68%, 68% 100%, 0 100%);
}

.page-disclaimer .clause__list--dont li::before {
  background: var(--copper);
  clip-path: polygon(50% 0, 100% 100%, 0 100%);
  top: 0.55em;
}

.page-disclaimer .clause__note {
  margin-top: 1.4rem;
  padding: 1.15rem 1.25rem;
  background: var(--sand);
  border-left: 3px solid var(--copper);
  clip-path: polygon(0 0, 100% 0, 100% calc(100% - 0.9rem), calc(100% - 0.9rem) 100%, 0 100%);
}

.page-disclaimer .clause__note p {
  margin: 0;
  font-size: var(--fs-small);
  line-height: 1.8;
  color: var(--graphite);
}

.page-disclaimer .terms-body a {
  color: var(--indigo-mid);
  text-decoration: underline;
  text-decoration-color: var(--copper);
  text-decoration-thickness: 1px;
  text-underline-offset: 0.24em;
  transition: color var(--dur) var(--ease);
}

.page-disclaimer .terms-body a:hover,
.page-disclaimer .terms-body a:focus-visible {
  color: var(--copper);
}

.page-disclaimer .terms-end {
  margin: 2.75rem 0 0;
  padding-top: 1.1rem;
  border-top: 1px dashed var(--dcr-rule);
  font-family: var(--font-mono);
  font-size: var(--fs-note);
  letter-spacing: 0.06em;
  color: rgba(29, 38, 53, 0.62);
}

.page-disclaimer .terms-end a {
  color: var(--indigo-mid);
  text-decoration: underline;
  text-decoration-color: var(--copper);
  text-underline-offset: 0.22em;
}

.page-disclaimer .terms-body a:focus-visible,
.page-disclaimer .terms-index__list a:focus-visible,
.page-disclaimer .terms-index__back:focus-visible {
  outline: 2px solid var(--jade);
  outline-offset: 3px;
}

@media (min-width: 900px) {
  .page-disclaimer .terms-layout {
    grid-template-columns: var(--dcr-idx-width) minmax(0, 1fr);
    gap: clamp(2rem, 5vw, 4.5rem);
    padding-top: 3.5rem;
    padding-bottom: 5.5rem;
  }

  .page-disclaimer .terms-index {
    position: sticky;
    top: 6rem;
    align-self: start;
  }

  .page-disclaimer .terms-index__back {
    display: inline-flex;
    align-items: center;
    gap: 0.35rem;
  }

  .page-disclaimer .terms-body {
    max-width: 46rem;
  }

  .page-disclaimer .clause {
    padding-top: 2.4rem;
    scroll-margin-top: 7rem;
  }

  .page-disclaimer .clause h2 {
    margin-bottom: 1.05rem;
  }
}

@media (prefers-reduced-motion: reduce) {
  .page-disclaimer .terms-index__list a,
  .page-disclaimer .terms-index__back,
  .page-disclaimer .terms-body a,
  .page-disclaimer .terms-crumb .breadcrumb a {
    transition: none;
  }
}
<<<END>>>